Yielding opportunity of 8% per annum by investing in Sukuk or Islamic bonds
Eager to invest but worried about the economy and volatile stock market?
Have you always wondered how to invest in capital markets?
Are you enthusiastically looking for a capital-preserved investment option that offers a robust fixed return regardless of what happens to the economy?
If your answer is yes for all three questions above, fret not.
We have what we believe the attractive solution for you and your investment needs!
Through Islamic Medium Term Note (IMTN) or Sukuk (Islamic bond), investors were offered an indicative profit rate of 8% per annum with minimal risk of losing initial capital investment.
For the sake of comparison, the annual return of 8% is higher than the five-year average return of entire Bursa Malaysia FBM Kuala Lumpur Composite Index (-1.9%).
The IMTN, which is an Islamic bond or Sukuk, offers investors the chance to invest in the Sukuk related to high-demand and strategically located properties in Malaysia and overseas.
The proceeds raised from the IMTN will give the investor a fixed and secure return on investment or coupon payment semi-annually.
At a time when many people have shunned the stock market as well as property investments, mainly due to the negative market sentiment, this soon-to-be-launched investment option is the what we believe the exceptional bang for your buck.
Now, with the help of experts, non-sophisticated investor can also invest in Sukuk regardless of the knowledge and expertise in capital market investment.
Most importantly, the Shariah-compliant instrument allows investors to escape the “illiquidity trap” often faced in property investments.
Via typical direct property investments such as buying residential units or vacant lands, investors’ monies are usually tied down for years. The “illiquidity trap” kicks in when investors face difficulties in cashing out of their direct property investments due to lack of buyers or weak market demand.
With the IMTN, such a problem is fundamentally non-existent.
It is a short-term fixed-income instrument, which means that you would be able to redeem your capital in just a year.
Interested investors could partake in the IMTN, with a minimum investment of RM250,000.
To illustrate, an investor will earn a return of RM20,000 in just 12 months through the IMTN, when he or she has invested RM250,000 with the fixed 8% return per annum.
You may ask, why should one invest in the IMTN when the investment sentiment in Malaysia and across the world has been severely battered by recent economic challenges and the COVID-19 pandemic.
Is it not risky to invest now?
The answer to this is, it depends on where you invest.
The truth is that, even in the worst crisis, there will always be opportunities.
While the domestic property market has been weighed down by an oversupply in residential and commercial units, on top of the high property prices, the demand for attractively-priced and strategically located units have continued to rise.
In fact, despite all the negative market talks last year, the volume and value of property transactions in Malaysia have continued to increase.
Based on the data from the National Property Information Centre, the value of property transactions rose by over RM1 billion to RM141.4 billion in 2019, while the volume of transactions jumped by almost 15,000 units to 328,647 units.
More specifically, within the residential segment, the value of transactions in 2019 rose by 5.3% year-on-year (y-o-y) as compared to 4.4% y-o-y and 0.4% y-o-y in 2017 and 2018, respectively.
This indicates that the demand for properties continues to exist, even as the sector is hit by multiple challenges. The most significant change is that market demand has skewed more towards affordably priced properties, especially those below RM500,000.
However, this does not mean that the domestic property market has lost its lustre.
After all, the property market is here to stay, as long as human civilisation prevails.
The IMTN offers investors the safest way to tap into the investment opportunities in the Sukuk linked to the property market, shielded from the market risks.
Investors’ monies raised via the IMTN will be invested in the Sukuk. While the repayment source is impending from the selling of high-demand properties which the Sukuk is conjunctionally offered.
The parent company of issuer of the IMTN takes full responsibility for the invested monies and will step in at any time to provide financial support for the IMTN, if necessary.
The 8% per annum return under the IMTN is an attractive offer, particularly in the current low-interest-rate environment.
Since May 2019, Bank Negara has slashed its benchmark Overnight Policy Rate (OPR) by 125 basis points to prop up the domestic economy. There are chances for further rate cuts, moving forward.
Generally, returns offered by fixed-income investment instruments will take a hit, following a drop in the OPR.
In the case of the 1-year maturity Malaysia Treasury Bill, which is the standard indicator for short-term fixed income instruments, the return or yield as of 8th May 2020 has dropped to 2.13% as compared to 3.23% a year earlier.
If one factors in the impact of inflation, the real returns will be much lower.
Despite the low rate environment, the IMTN promises investors a steady return by its category of mid-term fixed income instruments.
This is undeniably a not-to-be-missed investment opportunity, especially for risk-averse investors,
So, why wait any longer?
Are you Interested In Our Fixed Return 8% A Year Up To Five Years?
Contact us today for more information on the product.
Register —> https://bit.ly/DDNKFundManagement
Or Contact / Whatsapp 018-202 0883/ 018-233 3205 / 018- 2333 945 For Any Queries.
RM12.50 / month
- Unlimited access to award-winning journalism
- Comment and share your opinions on all our articles
- Gift interesting stories to your friends
- Tax deductable